Terms & Conditions - Harman 24 Carat

📜 Terms & Conditions

Welcome to Harman 24 Carat. By accessing or using our application, you agree to comply with the following Terms and Conditions designed to ensure safe and transparent services.

📖 Introduction

Effective Date: 26-05-2026

App Name: Harman 24 Carat

Developer: Softmaart

Harman 24 Carat is designed to simplify finance management, savings tracking, and secure financial interactions for users.

1 .✅ Acceptance of Terms

By using Harman 24 Carat App, you agree to these Terms.

2 . 📲 Use of the App

For financial management only. No illegal use allowed.

3. 👤 User Accounts

  • Account may be required
  • Keep credentials secure
  • You are responsible

    • 4. 🔐 Data & Privacy

    Governed by our Privacy Policy.

    5. 💼 Intellectual Property

    All content belongs to Harman 24 Carat

    6. 📝 User Content

    No illegal or copyrighted uploads.

    7. ⚠️ Liability

    We are not responsible for damages.

    8. 🚫 Termination

    Access may be terminated anytime.

    9 . 🔄 Changes

    Terms may change without notice.

    10.⚖️ Governing Law

    Subject to applicable laws.